Personal insurance
Insurance for your car, house, condo or apartment. Enjoy unlimited discounts.
Home Insurance
Home Insurance is also known as Property Insurance. Whether you own your own house or condo or are a tenant, we have the product for you.
Our property policies provide you with protection for your home and its contents. For example, a homeowners policy will cover the building and attached structures, outdoor swimming pool, bicycles, garden tractors, computer software, jewellery, furs, silverware, stamps and coins... just to name a few. All policies come with the option to have your losses reimbursed based on the replacement cost of your lost possessions so you don’t have to worry about depreciation reducing your payment in the event of a loss.
Each of the insurers that we represent offer discounts based on your individual circumstance and these discounts can be combined for even greater savings. Some of the discounts that are available include:
Mature Discounts
Retiree Discounts
Mortgage Free
Discounts Security Discounts
Alarm Discounts
New Home Discounts
None Smoking Rates
Claims Free Discount
Save up to 20% off your home insurance when you buy your auto insurance from the same company.
Home
Home Insurance is also known as Property Insurance. Whether you own your own house or condo or are a tenant, we have the product for you.
Our property policies provide you with protection for your home and its contents. For example, a homeowners policy will cover the building and attached structures, outdoor swimming pool, bicycles, garden tractors, computer software, jewellery, furs, silverware, stamps and coins… just to name a few. All policies come with the option to have your losses reimbursed based on the replacement cost of your lost possessions so you don’t have to worry about depreciation reducing your payment in the event of a loss.
Each of the insurers that we represent offer discounts based on your individual circumstance and these discounts can be combined for even greater savings. Some of the discounts that are available include:
Mature Discounts
Retiree Discounts
Mortgage Free
Discounts Security Discounts
Alarm Discounts
New Home Discounts
None Smoking Rates
Claims Free Discount
Save up to 20% off your home insurance when you buy your auto insurance from the same company.
Automobile
Auto insurance is mandatory in every province in Canada.
Our auto policies provide you with protection for yourself, your vehicle and your responsibility while on the road. For example, an auto policy will cover repairs to your vehicle, rental car coverage while your vehicle is in the shop, medical coverage in case you are injured and coverage for damage or injury you may be responsible for. Most of you policies will also provide the option for a 6 Star/9 Star Protector which will protect your driving record in the event of an “at fault” accident.
If you have had an at-fault accident or a couple of minor tickets you might find the insurance market a bit unfair. Fortunately we can help. RIO Insurance Brokers works with several insurance companies that are looking to help you get on the road to regaining your preferred status.
Whether you are a 1 Star or 9 Star Driver, the insurers that we represent offer discounts based on your individual circumstance and these discounts can be combined for even greater savings. Some of the discounts that are available include:
Multi-policy Discount
Multi-vehicle Discount (includes
motorcycle and snowmobile)
Renewal Discount
Conviction Free Discounts
Driver Training Discount
Mature Driver Discounts
Retiree Discount
Low commute Discount
Away at School Discount
Save up to 10% off your auto insurance when you buy your home insurance from the same company.
Motorcycle
At RIO Insurance Brokers we understand why you ride and what it takes to protect you and your ride from the unexpected. If you are new to the sport or if you have been riding for years, we can help. By representing insurers that specialize in motorcycle insurance you can be sure that you are getting the best price and coverage available.
Whether you are commuting to work or touring the countryside on the weekend, the exhilaration of the open road is more than just transportation, it is a way of life. Contact one of our experienced brokers to discuss your options, including:
Multi-policy Discount
Multi-bike Discount
Renewal Discount
Mature Rider Discount
Group Discount
24 Hour Claims Service
Monthly Payment Plans
Save up to 10% off your auto insurance when you buy your home insurance from the same company.